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Tuesday, June 20, 2017

Go on an Art Walk Through St. Augustine

The St. Augustine Art Association has an amazing show right now that you won’t want to miss.

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One of our favorite art galleries is the St. Augustine Art Association. Don’t miss their show, “Sailor Life! Life on the Menendez Galleon.” 

According to Tina Trousdell, the show is a series of charcoal and acrylic drawings on raw canvas that depict the lives of the early Spaniards who established St. Augustine in 1565. Each of these drawings is based on research of what these Spanish soldiers and sailors encountered as they made the crossing. 

These drawings depict the sailors’ experiences during the crossing.

It was a very difficult time for them, despite the pay. Menendez asked the King of Spain for a high salary, but some Spaniards were pressed into service. Basically, these sailors could either go to St. Augustine or go to jail. 

To learn more about the artist Don Trousdell, and see his other art collections visit his website. Watch the video above for a quick preview of “Sailor Life!” 

As always, if you have any real estate questions, just give us a call or send us an email. We would be happy to help you!

Monday, June 5, 2017

How We Helped Liz and Her Dogs Move Into Their New Home Quickly

“I got very positive results. I was able to purchase a home considering I was coming from out of town on my very first visit. I was moving from Chicago down to St. Augustine and my home in Chicago had gone up for sale and they needed to close and get in there a little more quickly than the house was available that I had purchased in St. Augustine. So, in that mean time when I was floating around with no home Dwight and Sharon had made arrangements for me and that was going way above and beyond. I really do appreciate it considering I have two dogs!”

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Prefer a Re-sale Home? Search all homes for sale

Thursday, June 1, 2017

Follow These Tips for a Successful Home Loan Process

What should you know before getting a home loan? Anne Marie Fish is here to let you know.

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We’re excited to be here today with Anne Marie Fish of Cornerstone Home Loans to discuss some common questions that buyers have prior to obtaining a loan. The first one is, “What should buyers know about credit scores and credit reports?”

The first thing you should know is that you can pull your credit score once per year on for free. It won’t affect your score, either. This gives you the opportunity to really start the process off right by knowing what’s on your credit report and if there are any errors so you have a starting point. If a lender pulls your score after that, you will take a bit of a ding, but you will also have 30 days to shop around for the best lender with the best rate without having to have the score pulled again. 

There are even 0% down payment options available.

The next question we have for Anne Marie is, “How much do you need for a down payment?” While having 20% is ideal, not everyone has that much cash and that’s OK. That’s why there are so many other programs out there that give you the opportunity to get into a home with less money. There are even 0% down home loans available. 

Another tip Anne Marie has is to not open or close any credit cards while you’re in the mortgage process. The same goes for making large purchases. However, paying down credit card debt is favorable to your score. It’s best to keep the boat as steady as possible until your home purchase is finalized.

When you’re in the process of looking for a home and a mortgage, you have to have a really good team on your side. Have a Realtor that is working for you—same with your lender. These should be people you are comfortable with and people you can trust.

If you have any questions for Anne Marie, reach out to her here. If you have any other questions for us, you can always give us a call or send us an email. We look forward to hearing from you soon.